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Fort Coffee town, OK

ZIP 74959 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 74959

Median Home Value
$99,700
Median Rent
$526
Affordability Snapshot
$27,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$640/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

15.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 74959 in Fort Coffee town, OK, a household would need roughly $27,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $640. That sits below the local median household income ($53,622), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 16% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
70.9%+8% vs US avg
x
Vacancy Rate
15.6%+52% vs US avg
x
Broadband Access
80.2%-8% vs US avg
x
4+ Bedrooms
0.1%-100% vs US avg
x
Built Pre-1939
3.1%-76% vs US avg
x
Built Post-2014
1.4%-80% vs US avg
x
Rent Burden >30%
13.7%-73% vs US avg
x
Mortgage-Free
50.6%+33% vs US avg
x
$99,700
Home Value
$526
Rent
1988
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached68.0%
  • 1-unit attached0.1%
  • 2-9 units5.6%
  • 10+ units0.0%
  • Mobile home & other26.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$99,700
Median rent$526
Owner-occupied70.9%
Vacant15.6%
Price-to-income1.9x
Est. income to buy$27,000