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Nicut CDP, OK

ZIP 74948 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 74948

Median Home Value
$120,200
Median Rent
$564
Affordability Snapshot
$33,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$772/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.6x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

17.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 74948 in Nicut CDP, OK, a household would need roughly $33,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $772. That sits below the local median household income ($47,074), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 14% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
76.1%+16% vs US avg
x
Vacancy Rate
14.0%+36% vs US avg
x
Broadband Access
78.8%-9% vs US avg
x
4+ Bedrooms
1.7%-88% vs US avg
x
Built Pre-1939
2.4%-81% vs US avg
x
Built Post-2014
1.1%-84% vs US avg
x
Rent Burden >30%
15.5%-69% vs US avg
x
Mortgage-Free
53.5%+40% vs US avg
x
$120,200
Home Value
$564
Rent
1987
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached69.7%
  • 1-unit attached1.9%
  • 2-9 units4.0%
  • 10+ units0.3%
  • Mobile home & other24.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$120,200
Median rent$564
Owner-occupied76.1%
Vacant14.0%
Price-to-income2.6x
Est. income to buy$33,000