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Bearden town, OK

ZIP 74859 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 74859

Median Home Value
$116,200
Median Rent
$467
Affordability Snapshot
$32,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$746/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

20.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 74859 in Bearden town, OK, a household would need roughly $32,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $746. That sits below the local median household income ($40,218), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 18% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
64.5%-1% vs US avg
x
Vacancy Rate
18.4%+79% vs US avg
x
Broadband Access
76.3%-12% vs US avg
x
4+ Bedrooms
0.8%-94% vs US avg
x
Built Pre-1939
10.7%-17% vs US avg
x
Built Post-2014
0.3%-95% vs US avg
x
Rent Burden >30%
17.1%-66% vs US avg
x
Mortgage-Free
67.4%+76% vs US avg
x
$116,200
Home Value
$467
Rent
1975
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached75.5%
  • 1-unit attached1.0%
  • 2-9 units10.8%
  • 10+ units0.4%
  • Mobile home & other12.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$116,200
Median rent$467
Owner-occupied64.5%
Vacant18.4%
Price-to-income2.9x
Est. income to buy$32,000