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Broken Bow city, OK

ZIP 74728 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 74728

Median Home Value
$150,200
Median Rent
$503
Affordability Snapshot
$41,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$965/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.6x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

24.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 74728 in Broken Bow city, OK, a household would need roughly $41,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $965. That sits below the local median household income ($58,667), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 23% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
73.5%+12% vs US avg
x
Vacancy Rate
22.9%+123% vs US avg
x
Broadband Access
79.2%-9% vs US avg
x
4+ Bedrooms
1.7%-89% vs US avg
x
Built Pre-1939
1.7%-87% vs US avg
x
Built Post-2014
3.0%-56% vs US avg
x
Rent Burden >30%
14.6%-71% vs US avg
x
Mortgage-Free
62.9%+65% vs US avg
x
$150,200
Home Value
$503
Rent
1986
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached80.2%
  • 1-unit attached0.4%
  • 2-9 units4.3%
  • 10+ units2.0%
  • Mobile home & other13.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$150,200
Median rent$503
Owner-occupied73.5%
Vacant22.9%
Price-to-income2.6x
Est. income to buy$41,000