ZIP Code 74636 — Deer Creek town, OK Demographics & Data

ZIP code 74636 covers Deer Creek, OK in Grant County with a population of about 263.

At a glance, the area shows median age of 34.2 versus a U.S. median of about 38.9.

It sits in telephone area code 580; U.S. House district OK-3; the OKLAHOMA CITY media market.

Median household income in ZIP 74636 is about $98,750 — about 31% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 7.9%; unemployment rate near 0.0%; 30.5% of adults with a bachelor’s degree or higher (about 3.2 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Construction, and Manufacturing; a mean commute of about 93.0 minutes (U.S. average near 26.8).

Median home value is about $123,800 — about 64% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $656 (about 44% below the U.S. median rent ($1,163)), and owner-occupancy near 68.9% (about 3.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 74636 in Deer Creek, OK, a household would need roughly $34,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $795. That sits below the local median household income ($98,750), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Deer Creek town, OK as Very Low (composite score 27.8), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (44.3) and hurricane (16.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Deer Creek town, OK show little to no average snow.

IRS migration statistics show a net inflow of about 11 for ZIP 74636 (Deer Creek town, OK) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.