ZIP Code 74570 — Stuart town, OK Demographics & Data

ZIP code 74570 covers Stuart, OK in Hughes County with a population of about 1,212.

At a glance, the area shows median age of 58.0 versus a U.S. median of about 38.9.

It sits in telephone area codes 539, 580, 918; U.S. House district OK-2; the OKLAHOMA CITY media market.

Stuart, OK fits a retirement-oriented profile (high share of residents 65+ (41.5%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 74570 is about $54,076 — about 28% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 18.7%; unemployment rate near 4.0%; 28.2% of adults with a bachelor’s degree or higher (about 5.5 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Agriculture, Healthcare, and Manufacturing; about 28.8% of workers reporting work-from-home (about 13.6 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $155,000 — about 55% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $428 (about 63% below the U.S. median rent ($1,163)), and owner-occupancy near 87.2% (about 21.8 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 74570 in Stuart, OK, a household would need roughly $43,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $996. That sits below the local median household income ($54,076), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Stuart town, OK as Very Low (composite score 34.0), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (89.7) and hurricane (37.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Stuart town, OK show little to no average snow and around 42.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 49 for ZIP 74570 (Stuart town, OK) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.