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ZIP 74502 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 74502

Median Home Value
$97,400
Median Rent
$638
Affordability Snapshot
$27,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$626/mo PITI).

29%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.7x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

12.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 74502, a household would need roughly $27,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $626. That is roughly in line with the local median household income ($26,143). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 19% — check local market conditions.

Heating Fuel
Housing Metrics

Historic housing stock (22% built before 1939)

Owner Occupied
33.9%-48% vs US avg
x
Vacancy Rate
19.1%+86% vs US avg
x
Broadband Access
88.4%+2% vs US avg
x
4+ Bedrooms
1.4%-91% vs US avg
x
Built Pre-1939
21.9%+71% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
20.1%-60% vs US avg
x
Mortgage-Free
52.1%+36% vs US avg
x
$97,400
Home Value
$638
Rent
1949
Year Built
2017
Moved In

Residents have lived here since ~2017 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached67.7%
  • 1-unit attached1.1%
  • 2-9 units17.1%
  • 10+ units11.3%
  • Mobile home & other2.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$97,400
Median rent$638
Owner-occupied33.9%
Vacant19.1%
Price-to-income3.7x
Est. income to buy$27,000