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Redbird Smith CDP, OK

ZIP 74435 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 74435

Median Home Value
$134,100
Median Rent
$529
Affordability Snapshot
$37,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$861/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.6x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

21.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 74435 in Redbird Smith CDP, OK, a household would need roughly $37,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $861. That sits below the local median household income ($52,000), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 31% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
77.3%+18% vs US avg
x
Vacancy Rate
31.2%+203% vs US avg
x
Broadband Access
81.9%-6% vs US avg
x
4+ Bedrooms
1.3%-92% vs US avg
x
Built Pre-1939
0.5%-96% vs US avg
x
Built Post-2014
0.1%-99% vs US avg
x
Rent Burden >30%
19.8%-60% vs US avg
x
Mortgage-Free
56.9%+49% vs US avg
x
$134,100
Home Value
$529
Rent
1988
Year Built
2007
Moved In

Residents have lived here since ~2007 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached62.2%
  • 1-unit attached0.0%
  • 2-9 units4.2%
  • 10+ units0.3%
  • Mobile home & other33.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$134,100
Median rent$529
Owner-occupied77.3%
Vacant31.2%
Price-to-income2.6x
Est. income to buy$37,000