US5.com
  1. Home
  2. States
  3. Oklahoma
  4. ZIP 74427
  5. Housing & Real Estate
Cookson CDP, OK

ZIP 74427 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 74427

Median Home Value
$118,800
Median Rent
$570
Affordability Snapshot
$33,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$763/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

17.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 74427 in Cookson CDP, OK, a household would need roughly $33,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $763. That sits below the local median household income ($62,917), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 51% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
90.7%+39% vs US avg
x
Vacancy Rate
51.0%+395% vs US avg
x
Broadband Access
74.3%-15% vs US avg
x
4+ Bedrooms
1.9%-87% vs US avg
x
Built Pre-1939
3.0%-77% vs US avg
x
Built Post-2014
3.9%-43% vs US avg
x
Rent Burden >30%
7.0%-86% vs US avg
x
Mortgage-Free
60.2%+58% vs US avg
x
$118,800
Home Value
$570
Rent
1987
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached63.9%
  • 1-unit attached0.6%
  • 2-9 units0.8%
  • 10+ units0.0%
  • Mobile home & other34.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$118,800
Median rent$570
Owner-occupied90.7%
Vacant51.0%
Price-to-income1.9x
Est. income to buy$33,000