ZIP Code 74349 — Ketchum town, OK Demographics & Data

ZIP code 74349 covers Ketchum, OK in Craig County with a population of about 833.

At a glance, the area shows median age of 61.2 versus a U.S. median of about 38.9.

It sits in telephone area codes 539, 918; U.S. House district OK-2; the TULSA media market.

Ketchum, OK fits a retirement-oriented profile (high share of residents 65+ (44.9%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 74349 is about $42,708 — about 43% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 28.8%; unemployment rate near 2.0%; 18.2% of adults with a bachelor’s degree or higher (about 15.5 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Other services, and Education; about 15.0% of workers reporting work-from-home (roughly in line with the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $250,500 — about 28% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $668 (about 43% below the U.S. median rent ($1,163)), and owner-occupancy near 77.0% (about 11.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 74349 in Ketchum, OK, a household would need roughly $69,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,609. That is about 62% above the local median household income ($42,708), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Ketchum town, OK as Relatively Low (composite score 55.5), which is near the middle of the national distribution. The strongest component scores on US5 are wildfire (60.4) and flood (55.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Ketchum town, OK show little to no average snow and around 46.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 33 for ZIP 74349 (Ketchum town, OK) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.