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Tulsa city, OK

ZIP 74145 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 74145

Median Home Value
$160,700
Median Rent
$820
Affordability Snapshot
$44,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,032/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

16.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 74145 in Tulsa city, OK, a household would need roughly $44,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,032. That sits below the local median household income ($55,118), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 13% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
56.2%-14% vs US avg
x
Vacancy Rate
13.1%+27% vs US avg
x
Broadband Access
90.0%+3% vs US avg
x
4+ Bedrooms
1.4%-91% vs US avg
x
Built Pre-1939
0.6%-95% vs US avg
x
Built Post-2014
0.1%-99% vs US avg
x
Rent Burden >30%
16.7%-66% vs US avg
x
Mortgage-Free
42.2%+10% vs US avg
x
$160,700
Home Value
$820
Rent
1970
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached62.0%
  • 1-unit attached2.9%
  • 2-9 units15.2%
  • 10+ units19.7%
  • Mobile home & other0.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$160,700
Median rent$820
Owner-occupied56.2%
Vacant13.1%
Price-to-income2.9x
Est. income to buy$44,000