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Tulsa city, OK

ZIP 74137 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 74137

Median Home Value
$384,500
Median Rent
$958
Affordability Snapshot
$106,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,470/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.7x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

33.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 74137 in Tulsa city, OK, a household would need roughly $106,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,470. That is roughly in line with the local median household income ($103,963). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
68.3%+4% vs US avg
x
Vacancy Rate
6.5%-37% vs US avg
x
Broadband Access
96.0%+10% vs US avg
x
4+ Bedrooms
11.2%-24% vs US avg
x
Built Pre-1939
0.2%-99% vs US avg
x
Built Post-2014
0.6%-92% vs US avg
x
Rent Burden >30%
17.3%-65% vs US avg
x
Mortgage-Free
41.0%+7% vs US avg
x
$384,500
Home Value
$958
Rent
1990
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached64.5%
  • 1-unit attached4.3%
  • 2-9 units10.9%
  • 10+ units19.5%
  • Mobile home & other0.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$384,500
Median rent$958
Owner-occupied68.3%
Vacant6.5%
Price-to-income3.7x
Est. income to buy$106,000