ZIP Code 74132 — Tulsa city, OK Demographics & Data

ZIP code 74132 covers Tulsa, OK in Tulsa County with a population of about 10,629.

At a glance, the area shows median age of 36.4 versus a U.S. median of about 38.9.

It sits in telephone area codes 539, 918; U.S. House district OK-1; the TULSA media market.

Median household income in ZIP 74132 is about $75,199 — about even with the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 10.6%; unemployment rate near 2.9%; 42.0% of adults with a bachelor’s degree or higher (about 8.3 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Manufacturing; about 11.1% of workers reporting work-from-home (about 4.1 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $271,400 — about 22% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,021 (about 12% below the U.S. median rent ($1,163)), and owner-occupancy near 55.3% (about 10.1 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 74132 in Tulsa, OK, a household would need roughly $75,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,743. That is roughly in line with the local median household income ($75,199). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Tulsa city, OK as Relatively High (composite score 97.9), which is among the highest nationally. The strongest component scores on US5 are flood (97.9) and wildfire (91.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Tulsa city, OK show little to no average snow and around 42.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 426 for ZIP 74132 (Tulsa city, OK) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.