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Tulsa city, OK

ZIP 74114 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 74114

Median Home Value
$270,900
Median Rent
$1,063
Affordability Snapshot
$75,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,740/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.8x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

21.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 74114 in Tulsa city, OK, a household would need roughly $75,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,740. That sits below the local median household income ($95,592), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
79.5%+22% vs US avg
x
Vacancy Rate
9.6%-7% vs US avg
x
Broadband Access
96.3%+11% vs US avg
x
4+ Bedrooms
4.9%-67% vs US avg
x
Built Pre-1939
13.8%+8% vs US avg
x
Built Post-2014
0.3%-95% vs US avg
x
Rent Burden >30%
15.5%-69% vs US avg
x
Mortgage-Free
39.2%+3% vs US avg
x
$270,900
Home Value
$1,063
Rent
1954
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached89.1%
  • 1-unit attached0.7%
  • 2-9 units4.5%
  • 10+ units5.5%
  • Mobile home & other0.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$270,900
Median rent$1,063
Owner-occupied79.5%
Vacant9.6%
Price-to-income2.8x
Est. income to buy$75,000