US5.com
  1. Home
  2. States
  3. Oklahoma
  4. ZIP 74107
  5. Housing & Real Estate
Tulsa city, OK

ZIP 74107 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 74107

Median Home Value
$124,100
Median Rent
$748
Affordability Snapshot
$34,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$797/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.3x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

13.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 74107 in Tulsa city, OK, a household would need roughly $34,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $797. That sits below the local median household income ($53,098), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
53.5%-18% vs US avg
x
Vacancy Rate
9.5%-7% vs US avg
x
Broadband Access
89.2%+3% vs US avg
x
4+ Bedrooms
1.3%-91% vs US avg
x
Built Pre-1939
10.1%-21% vs US avg
x
Built Post-2014
0.8%-88% vs US avg
x
Rent Burden >30%
19.5%-61% vs US avg
x
Mortgage-Free
43.8%+15% vs US avg
x
$124,100
Home Value
$748
Rent
1968
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached71.0%
  • 1-unit attached2.3%
  • 2-9 units12.5%
  • 10+ units10.5%
  • Mobile home & other3.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$124,100
Median rent$748
Owner-occupied53.5%
Vacant9.5%
Price-to-income2.3x
Est. income to buy$34,000