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Tulsa city, OK

ZIP 74106 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 74106

Median Home Value
$98,900
Median Rent
$606
Affordability Snapshot
$27,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$635/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.6x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

13.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 74106 in Tulsa city, OK, a household would need roughly $27,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $635. That sits below the local median household income ($37,714), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 18% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
46.5%-29% vs US avg
x
Vacancy Rate
17.6%+71% vs US avg
x
Broadband Access
78.2%-10% vs US avg
x
4+ Bedrooms
3.8%-75% vs US avg
x
Built Pre-1939
11.9%-7% vs US avg
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
28.1%-43% vs US avg
x
Mortgage-Free
54.6%+43% vs US avg
x
$98,900
Home Value
$606
Rent
1958
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached74.4%
  • 1-unit attached2.3%
  • 2-9 units15.4%
  • 10+ units7.4%
  • Mobile home & other0.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$98,900
Median rent$606
Owner-occupied46.5%
Vacant17.6%
Price-to-income2.6x
Est. income to buy$27,000