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ZIP 74101 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 74101

Median Home Value
$87,400
Median Rent
$1,214
Affordability Snapshot
$24,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$561/mo PITI).

22%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.3x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

6.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 74101, a household would need roughly $24,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $561. That sits below the local median household income ($64,861), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 20% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
8.3%-87% vs US avg
x
Vacancy Rate
20.3%+97% vs US avg
x
Broadband Access
88.5%+2% vs US avg
x
4+ Bedrooms
0.3%-98% vs US avg
x
Built Pre-1939
2.7%-79% vs US avg
x
Built Post-2014
0.5%-93% vs US avg
x
Rent Burden >30%
14.2%-71% vs US avg
x
Mortgage-Free
73.3%+92% vs US avg
x
$87,400
Home Value
$1,214
Rent
1968
Year Built
2019
Moved In

Residents have lived here since ~2019 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached2.0%
  • 1-unit attached1.6%
  • 2-9 units9.4%
  • 10+ units87.0%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$87,400
Median rent$1,214
Owner-occupied8.3%
Vacant20.3%
Price-to-income1.3x
Est. income to buy$24,000