Median home value is about $85,000 — about 76% below the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $834 (about 28% below the U.S. median rent ($1,163)), and owner-occupancy near 22.0% (about 43.4 points below the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 74082 in Vera, OK, a household would need roughly $23,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $546. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.