US5.com
  1. Home
  2. States
  3. Oklahoma
  4. ZIP 74078
  5. Climate & Environment
Stillwater city, OK

ZIP 74078 — Climate & Environment

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Snow AreaRemote Work Hub

Climate, disaster risk, air quality, and environmental safety

Environment & Risk in ZIP Code 74078

Disaster Risk (FEMA NRI)

County-linked natural hazard risk from FEMA National Risk Index — useful for comparing insurance and disaster exposure.

FEMA’s National Risk Index rates natural-hazard risk for Stillwater city, OK as Relatively Moderate (composite score 83.9), which is elevated versus much of the country. The strongest component scores on US5 are wildfire (89.6) and flood (67.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Overall rating
Relatively Moderate
Risk index
83.9
Flood risk
67.6
Wildfire risk
89.6
Hurricane risk
30.5
Earthquake risk
58.3
Tornado risk
94.7
Winter weather risk
83.0
Hail risk
96.4

Climate & Weather in ZIP Code 74078

Climate normals for Stillwater city, OK show little to no average snow and around 36.0 inches of annual precipitation. Pair that with FEMA NRI hazard context (overall rating Relatively Moderate) when evaluating long-term housing and insurance exposure.

7-day weather forecast

Loading live forecast…

Sunrise, sunset & moon

Loading outdoor timing for Stillwater city, OK (ZIP 74078)…

Monthly Temperature

30-year climate normals (avg. monthly temperature)

Climate Data
Hardiness Zone
7a
Annual Snow Days
0
Annual Precipitation
36.04 in
FEMA NRI rating
Relatively Moderate

Climate & Environment key statistics

Climate statistics
Climate
Hardiness zone7a
Annual precip (in)36.04
Snow days0
Risk & Air Quality statistics
Risk & Air Quality
NRI ratingRelatively Moderate
NRI risk index83.9
Flood risk (NRI)67.6
Wildfire risk (NRI)89.6
Hurricane risk (NRI)30.5
IRS net migration18