ZIP Code 74045 — Maramec town, OK Demographics & Data

ZIP code 74045 covers Maramec, OK in Pawnee County with a population of about 273.

At a glance, the area shows median age of 43.2 versus a U.S. median of about 38.9.

It sits in telephone area codes 539, 918; U.S. House district OK-3; the TULSA media market.

On socioeconomic markers, US5 shows a poverty rate of 20.9%; unemployment rate near 2.1%; 19.3% of adults with a bachelor’s degree or higher (about 14.4 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Construction, Manufacturing, and Education; about 7.3% of workers reporting work-from-home (about 7.9 points below the U.S. share (15.2%)); a mean commute of about 127.0 minutes (U.S. average near 26.8).

Median home value is about $214,300 — about 38% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 81.0% (about 15.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 74045 in Maramec, OK, a household would need roughly $59,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,377. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Maramec town, OK as Relatively Low (composite score 48.1), which is near the middle of the national distribution. The strongest component scores on US5 are wildfire (86.8) and flood (35.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Maramec town, OK show little to no average snow and around 41.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 11 for ZIP 74045 (Maramec town, OK) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.