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Kellyville town, OK

ZIP 74039 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 74039

Median Home Value
$152,400
Median Rent
$587
Affordability Snapshot
$42,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$979/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.1x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

21.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 74039 in Kellyville town, OK, a household would need roughly $42,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $979. That sits below the local median household income ($73,393), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 12% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
75.8%+16% vs US avg
x
Vacancy Rate
12.3%+20% vs US avg
x
Broadband Access
88.2%+1% vs US avg
x
4+ Bedrooms
3.1%-79% vs US avg
x
Built Pre-1939
0.3%-98% vs US avg
x
Built Post-2014
2.0%-71% vs US avg
x
Rent Burden >30%
1.7%-97% vs US avg
x
Mortgage-Free
56.9%+49% vs US avg
x
$152,400
Home Value
$587
Rent
1990
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached62.9%
  • 1-unit attached0.3%
  • 2-9 units1.3%
  • 10+ units0.2%
  • Mobile home & other35.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$152,400
Median rent$587
Owner-occupied75.8%
Vacant12.3%
Price-to-income2.1x
Est. income to buy$42,000