US5.com
  1. Home
  2. States
  3. Oklahoma
  4. ZIP 74012
  5. Housing & Real Estate
Broken Arrow city, OK

ZIP 74012 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLarge CommunityLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 74012

Median Home Value
$223,100
Median Rent
$1,035
Affordability Snapshot
$61,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,433/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.8x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

18.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 74012 in Broken Arrow city, OK, a household would need roughly $61,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,433. That sits below the local median household income ($80,079), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
67.0%+2% vs US avg
x
Vacancy Rate
5.0%-52% vs US avg
x
Broadband Access
93.7%+8% vs US avg
x
4+ Bedrooms
4.3%-71% vs US avg
x
Built Pre-1939
1.0%-92% vs US avg
x
Built Post-2014
0.7%-89% vs US avg
x
Rent Burden >30%
16.3%-67% vs US avg
x
Mortgage-Free
33.4%-13% vs US avg
x
$223,100
Home Value
$1,035
Rent
1992
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached76.7%
  • 1-unit attached2.1%
  • 2-9 units6.1%
  • 10+ units14.1%
  • Mobile home & other1.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$223,100
Median rent$1,035
Owner-occupied67.0%
Vacant5.0%
Price-to-income2.8x
Est. income to buy$61,000