ZIP Code 73938 — Forgan town, OK Demographics & Data

ZIP code 73938 covers Forgan, OK in Beaver County with a population of about 710.

At a glance, the area shows median age of 42.0 versus a U.S. median of about 38.9.

It sits in telephone area code 580; U.S. House district OK-3; the AMARILLO media market.

Median household income in ZIP 73938 is about $72,560 — about 3% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 4.4%; unemployment rate near 1.6%; 20.0% of adults with a bachelor’s degree or higher (about 13.7 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Education, and Agriculture; about 28.4% of workers reporting work-from-home (about 13.2 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $87,600 — about 75% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 88.4% (about 23.0 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 73938 in Forgan, OK, a household would need roughly $24,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $563. That sits below the local median household income ($72,560), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Forgan town, OK as Very Low (composite score 37.8), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (85.7) and hurricane (20.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Forgan town, OK show little to no average snow and around 21.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 28 for ZIP 73938 (Forgan town, OK) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.