ZIP Code 73853 — Mutual town, OK Demographics & Data

ZIP code 73853 covers Mutual, OK in Woodward County with a population of about 405.

At a glance, the area shows median age of 41.0 versus a U.S. median of about 38.9.

It sits in telephone area code 580; U.S. House district OK-3; the OKLAHOMA CITY media market.

Median household income in ZIP 73853 is about $89,667 — about 19% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 3.5%; unemployment rate near 11.2%; 46.8% of adults with a bachelor’s degree or higher (about 13.1 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Transportation, and Agriculture; about 0.5% of workers reporting work-from-home (about 14.7 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $200,000 — about 43% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 82.9% (about 17.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 73853 in Mutual, OK, a household would need roughly $55,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,285. That sits below the local median household income ($89,667), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Mutual town, OK as Very Low (composite score 41.6), which is near the middle of the national distribution. The strongest component scores on US5 are wildfire (89.3) and flood (36.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Mutual town, OK show little to no average snow and around 26.7 inches of annual precipitation.

IRS migration statistics show a net inflow of about 16 for ZIP 73853 (Mutual town, OK) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.