Median home value is about $137,800 — about 60% below the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $559 (about 52% below the U.S. median rent ($1,163)), and owner-occupancy near 76.9% (about 11.5 points above the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 73449 in Sand Point, OK, a household would need roughly $38,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $885. That sits below the local median household income ($51,385), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.