ZIP Code 73440 — Lebanon CDP, OK Demographics & Data

ZIP code 73440 covers Lebanon, OK in Marshall County with a population of about 260.

At a glance, the area shows median age of 36.4 versus a U.S. median of about 38.9.

It sits in telephone area code 580; U.S. House district OK-2; the SHERMAN - ADA media market.

Median household income in ZIP 73440 is about $90,625 — about 21% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 25.8%; unemployment rate near 2.1%; 33.9% of adults with a bachelor’s degree or higher (roughly in line with the national share (33.7%)).

Labor and commute patterns include leading industry context around Mining, Manufacturing, and Education; about 16.5% of workers reporting work-from-home (about 1.3 points above the U.S. share (15.2%)); a mean commute of about 111.0 minutes (U.S. average near 26.8).

Median home value is about $171,600 — about 51% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 96.6% (about 31.2 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 73440 in Lebanon, OK, a household would need roughly $47,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,102. That sits below the local median household income ($90,625), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Lebanon CDP, OK as Relatively Low (composite score 49.0), which is near the middle of the national distribution. The strongest component scores on US5 are wildfire (79.3) and flood (38.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Lebanon CDP, OK show little to no average snow.

IRS migration statistics show a net inflow of about 10 for ZIP 73440 (Lebanon CDP, OK) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.