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ZIP 73123
Housing & Real Estate

ZIP 73123 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 73123

Median Home Value

$210,000

Median Rent

$791

Affordability Snapshot

$58,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,349/mo PITI).

28%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.1x

Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

22.1 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 73123, a household would need roughly $58,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,349. That is about 70% above the local median household income ($34,155), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel

Housing Metrics

Owner Occupied

19.4%-70% vs US avg

Vacancy Rate

9.1%-12% vs US avg

Broadband Access

85.8%-1% vs US avg

4+ Bedrooms

1.5%-90% vs US avg

Built Pre-1939

0.0%

Built Post-2014

0.0%

Rent Burden >30%

26.7%-46% vs US avg

Mortgage-Free

42.7%+12% vs US avg

$210,000

Home Value

$791

Rent

1976

Year Built

N/A

Moved In

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached19.7%
1-unit attached2.5%
2-9 units57.3%
10+ units20.1%
Mobile home & other0.5%

ZIP 73123 — Housing & Real Estate

Housing & Real Estate in ZIP Code 73123

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