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Oklahoma City city, OK

ZIP 73107 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 73107

Median Home Value
$143,000
Median Rent
$842
Affordability Snapshot
$39,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$919/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.4x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

14.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 73107 in Oklahoma City city, OK, a household would need roughly $39,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $919. That sits below the local median household income ($58,428), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 12% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
57.1%-13% vs US avg
x
Vacancy Rate
11.9%+16% vs US avg
x
Broadband Access
88.9%+2% vs US avg
x
4+ Bedrooms
0.5%-97% vs US avg
x
Built Pre-1939
17.7%+38% vs US avg
x
Built Post-2014
0.2%-97% vs US avg
x
Rent Burden >30%
20.0%-60% vs US avg
x
Mortgage-Free
44.4%+16% vs US avg
x
$143,000
Home Value
$842
Rent
1948
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached82.2%
  • 1-unit attached3.8%
  • 2-9 units8.5%
  • 10+ units4.2%
  • Mobile home & other1.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$143,000
Median rent$842
Owner-occupied57.1%
Vacant11.9%
Price-to-income2.4x
Est. income to buy$39,000