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Katie town, OK

ZIP 73098 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 73098

Median Home Value
$153,500
Median Rent
$641
Affordability Snapshot
$42,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$986/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.5x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

20.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 73098 in Katie town, OK, a household would need roughly $42,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $986. That sits below the local median household income ($61,544), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 22% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
68.4%+5% vs US avg
x
Vacancy Rate
21.6%+110% vs US avg
x
Broadband Access
86.5%-1% vs US avg
x
4+ Bedrooms
0.4%-98% vs US avg
x
Built Pre-1939
2.5%-81% vs US avg
x
Built Post-2014
1.6%-76% vs US avg
x
Rent Burden >30%
12.3%-75% vs US avg
x
Mortgage-Free
68.9%+80% vs US avg
x
$153,500
Home Value
$641
Rent
1976
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached81.7%
  • 1-unit attached0.7%
  • 2-9 units3.3%
  • 10+ units1.1%
  • Mobile home & other13.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$153,500
Median rent$641
Owner-occupied68.4%
Vacant21.6%
Price-to-income2.5x
Est. income to buy$42,000