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Newcastle city, OK

ZIP 73065 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 73065

Median Home Value
$240,400
Median Rent
$820
Affordability Snapshot
$66,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,544/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.6x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

24.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 73065 in Newcastle city, OK, a household would need roughly $66,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,544. That sits below the local median household income ($93,451), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
81.8%+25% vs US avg
x
Vacancy Rate
3.3%-68% vs US avg
x
Broadband Access
95.1%+9% vs US avg
x
4+ Bedrooms
4.1%-72% vs US avg
x
Built Pre-1939
1.2%-91% vs US avg
x
Built Post-2014
8.9%+29% vs US avg
x
Rent Burden >30%
29.2%-41% vs US avg
x
Mortgage-Free
31.6%-17% vs US avg
x
$240,400
Home Value
$820
Rent
2002
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached88.3%
  • 1-unit attached1.6%
  • 2-9 units5.6%
  • 10+ units1.7%
  • Mobile home & other2.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$240,400
Median rent$820
Owner-occupied81.8%
Vacant3.3%
Price-to-income2.6x
Est. income to buy$66,000