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Luther town, OK

ZIP 73054 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 73054

Median Home Value
$206,900
Median Rent
$629
Affordability Snapshot
$57,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,329/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.6x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

27.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 73054 in Luther town, OK, a household would need roughly $57,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,329. That is roughly in line with the local median household income ($57,292). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
90.1%+38% vs US avg
x
Vacancy Rate
8.5%-18% vs US avg
x
Broadband Access
85.7%-1% vs US avg
x
4+ Bedrooms
1.5%-90% vs US avg
x
Built Pre-1939
0.1%-99% vs US avg
x
Built Post-2014
2.9%-59% vs US avg
x
Rent Burden >30%
4.0%-92% vs US avg
x
Mortgage-Free
57.4%+50% vs US avg
x
$206,900
Home Value
$629
Rent
1998
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached51.8%
  • 1-unit attached1.1%
  • 2-9 units0.1%
  • 10+ units0.0%
  • Mobile home & other47.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$206,900
Median rent$629
Owner-occupied90.1%
Vacant8.5%
Price-to-income3.6x
Est. income to buy$57,000