ZIP Code 72951 — Ratcliff city, AR Demographics & Data

ZIP code 72951 covers Ratcliff, AR in Logan County with a population of about 561.

At a glance, the area shows median age of 58.7 versus a U.S. median of about 38.9.

It sits in telephone area code 479; U.S. House district AR-4; the FT. SMITH - FAY - SPRNGDL - RGRS media market.

Ratcliff, AR fits a retirement-oriented profile (high share of residents 65+ (38.5%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 72951 is about $40,357 — about 46% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 28.2%; unemployment rate near 7.2%; 13.2% of adults with a bachelor’s degree or higher (about 20.6 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Retail trade, and Healthcare; about 3.9% of workers reporting work-from-home (about 11.3 points below the U.S. share (15.2%)); a mean commute of about 173.0 minutes (U.S. average near 26.8).

Median home value is about $133,800 — about 62% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $413 (about 64% below the U.S. median rent ($1,163)), and owner-occupancy near 80.8% (about 15.4 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 72951 in Ratcliff, AR, a household would need roughly $37,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $859. That is roughly in line with the local median household income ($40,357). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Ratcliff city, AR as Relatively Low (composite score 48.2), which is near the middle of the national distribution. The strongest component scores on US5 are wildfire (71.6) and flood (56.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Ratcliff city, AR show little to no average snow and around 52.2 inches of annual precipitation.

IRS migration statistics show a net inflow of about 20 for ZIP 72951 (Ratcliff city, AR) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.