ZIP Code 72769 — Cincinnati CDP, AR Demographics & Data

ZIP code 72769 covers Cincinnati, AR in Washington County with a population of about 910.

At a glance, the area shows median age of 49.8 versus a U.S. median of about 38.9.

It sits in telephone area code 479; U.S. House district AR-3; the FT. SMITH - FAY - SPRNGDL - RGRS media market.

Median household income in ZIP 72769 is about $57,017 — about 24% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 1.9%; unemployment rate near 2.1%; 21.4% of adults with a bachelor’s degree or higher (about 12.3 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Agriculture, Manufacturing, and Other services; about 14.1% of workers reporting work-from-home (about 1.1 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $209,200 — about 40% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $548 (about 53% below the U.S. median rent ($1,163)), and owner-occupancy near 73.2% (about 7.8 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 72769 in Cincinnati, AR, a household would need roughly $58,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,344. That is roughly in line with the local median household income ($57,017). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Cincinnati CDP, AR as Relatively Moderate (composite score 92.3), which is among the highest nationally. The strongest component scores on US5 are wildfire (94.1) and flood (90.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Cincinnati CDP, AR show little to no average snow.

IRS migration statistics show a net inflow of about 32 for ZIP 72769 (Cincinnati CDP, AR) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.