US5.com
  1. Home
  2. States
  3. Arkansas
  4. ZIP 72565
  5. Housing & Real Estate
Oxford city, AR

ZIP 72565 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 72565

Median Home Value
$83,500
Median Rent
$438
Affordability Snapshot
$23,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$536/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.6x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

15.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 72565 in Oxford city, AR, a household would need roughly $23,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $536. That sits below the local median household income ($53,250), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 18% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
72.6%+11% vs US avg
x
Vacancy Rate
18.5%+80% vs US avg
x
Broadband Access
73.3%-16% vs US avg
x
4+ Bedrooms
0.7%-96% vs US avg
x
Built Pre-1939
6.0%-53% vs US avg
x
Built Post-2014
0.7%-91% vs US avg
x
Rent Burden >30%
1.9%-96% vs US avg
x
Mortgage-Free
53.1%+39% vs US avg
x
$83,500
Home Value
$438
Rent
1986
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached75.9%
  • 1-unit attached0.6%
  • 2-9 units0.4%
  • 10+ units0.0%
  • Mobile home & other23.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$83,500
Median rent$438
Owner-occupied72.6%
Vacant18.5%
Price-to-income1.6x
Est. income to buy$23,000