ZIP Code 72428 — Etowah town, AR Demographics & Data

ZIP code 72428 covers Etowah, AR in Mississippi County with a population of about 85.

At a glance, the area shows median age of 32.5 versus a U.S. median of about 38.9.

It sits in telephone area code 870; U.S. House district AR-1; the MEMPHIS media market.

Median household income in ZIP 72428 is about $16,875 — about 78% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 76.5%; unemployment rate near 0.0%.

Labor and commute patterns include leading industry context around Manufacturing, Construction, and Public administration; about 28.6% of workers reporting work-from-home (about 13.4 points above the U.S. share (15.2%)); a mean commute of about 40.0 minutes (U.S. average near 26.8).

Median home value is about $85,700 — about 75% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 31.1% (about 34.3 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 72428 in Etowah, AR, a household would need roughly $24,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $551. That is about 42% above the local median household income ($16,875), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Etowah town, AR as Relatively Moderate (composite score 89.2), which is elevated versus much of the country. The strongest component scores on US5 are flood (63.0) and hurricane (53.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Etowah town, AR show little to no average snow and around 52.2 inches of annual precipitation.

IRS migration statistics show a net inflow of about 3 for ZIP 72428 (Etowah town, AR) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.