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ZIP 72402
Housing & Real Estate

ZIP 72402 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 72402

Median Home Value

$178,500

Median Rent

$772

Affordability Snapshot

$49,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,147/mo PITI).

22%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.2x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

19.3 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 72402, a household would need roughly $49,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,147. That is roughly in line with the local median household income ($42,861). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel

Housing Metrics

Owner Occupied

38.7%-41% vs US avg

Vacancy Rate

6.2%-40% vs US avg

Broadband Access

84.8%-2% vs US avg

4+ Bedrooms

0.3%-98% vs US avg

Built Pre-1939

2.4%-81% vs US avg

Built Post-2014

2.8%-60% vs US avg

Rent Burden >30%

17.2%-65% vs US avg

Mortgage-Free

48.0%+26% vs US avg

$178,500

Home Value

$772

Rent

1989

Year Built

2019

Moved In

Residents have lived here since ~2019 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached58.4%
1-unit attached0.9%
2-9 units24.6%
10+ units4.7%
Mobile home & other11.4%

ZIP 72402 — Housing & Real Estate

Housing & Real Estate in ZIP Code 72402

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