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ZIP 72145
Housing & Real Estate

ZIP 72145 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 72145

Median Home Value

$121,100

Median Rent

$660

Affordability Snapshot

$33,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$778/mo PITI).

22%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.4x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

15.3 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 72145, a household would need roughly $33,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $778. That is roughly in line with the local median household income ($35,677). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 19% — check local market conditions.

Heating Fuel

Housing Metrics

Owner Occupied

49.0%-25% vs US avg

Vacancy Rate

19.3%+88% vs US avg

Broadband Access

85.6%-2% vs US avg

4+ Bedrooms

0.7%-95% vs US avg

Built Pre-1939

4.2%-67% vs US avg

Built Post-2014

0.0%

Rent Burden >30%

26.6%-46% vs US avg

Mortgage-Free

47.2%+24% vs US avg

$121,100

Home Value

$660

Rent

1983

Year Built

2018

Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached67.4%
1-unit attached1.0%
2-9 units11.7%
10+ units10.7%
Mobile home & other9.2%

ZIP 72145 — Housing & Real Estate

Housing & Real Estate in ZIP Code 72145

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