ZIP Code 72103 — Little Rock city, AR Demographics & Data

ZIP code 72103 covers Little Rock, AR in Saline County with a population of about 14,160.

At a glance, the area shows median age of 40.9 versus a U.S. median of about 38.9.

It sits in telephone area code 501; U.S. House district AR-2; the LITTLE ROCK - PINE BLUFF media market.

Median household income in ZIP 72103 is about $61,967 — about 18% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 13.5%; unemployment rate near 3.7%; 18.1% of adults with a bachelor’s degree or higher (about 15.6 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Construction, Healthcare, and Retail trade; about 7.7% of workers reporting work-from-home (about 7.5 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $140,600 — about 60% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $647 (about 44% below the U.S. median rent ($1,163)), and owner-occupancy near 80.2% (about 14.8 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 72103 in Little Rock, AR, a household would need roughly $39,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $903. That sits below the local median household income ($61,967), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Little Rock city, AR as Relatively Low (composite score 77.6), which is elevated versus much of the country. The strongest component scores on US5 are flood (74.9) and wildfire (61.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Little Rock city, AR show little to no average snow and around 53.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 495 for ZIP 72103 (Little Rock city, AR) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.