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Jacksonville city, AR

ZIP 72076 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 72076

Median Home Value
$155,600
Median Rent
$683
Affordability Snapshot
$43,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,000/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

19.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 72076 in Jacksonville city, AR, a household would need roughly $43,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,000. That sits below the local median household income ($53,048), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 12% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
53.8%-18% vs US avg
x
Vacancy Rate
12.3%+20% vs US avg
x
Broadband Access
84.1%-3% vs US avg
x
4+ Bedrooms
1.4%-91% vs US avg
x
Built Pre-1939
5.4%-58% vs US avg
x
Built Post-2014
0.6%-91% vs US avg
x
Rent Burden >30%
24.8%-50% vs US avg
x
Mortgage-Free
40.1%+5% vs US avg
x
$155,600
Home Value
$683
Rent
1981
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached64.6%
  • 1-unit attached3.8%
  • 2-9 units13.8%
  • 10+ units6.6%
  • Mobile home & other11.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$155,600
Median rent$683
Owner-occupied53.8%
Vacant12.3%
Price-to-income2.9x
Est. income to buy$43,000