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Hot Springs city, AR

ZIP 71901 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 71901

Median Home Value
$173,400
Median Rent
$672
Affordability Snapshot
$48,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,114/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.3x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

21.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 71901 in Hot Springs city, AR, a household would need roughly $48,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,114. That is roughly in line with the local median household income ($52,410). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 16% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
62.2%-5% vs US avg
x
Vacancy Rate
16.4%+60% vs US avg
x
Broadband Access
81.4%-6% vs US avg
x
4+ Bedrooms
2.9%-81% vs US avg
x
Built Pre-1939
8.6%-33% vs US avg
x
Built Post-2014
0.9%-88% vs US avg
x
Rent Burden >30%
19.1%-62% vs US avg
x
Mortgage-Free
46.4%+22% vs US avg
x
$173,400
Home Value
$672
Rent
1973
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached66.5%
  • 1-unit attached1.2%
  • 2-9 units12.9%
  • 10+ units8.8%
  • Mobile home & other10.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$173,400
Median rent$672
Owner-occupied62.2%
Vacant16.4%
Price-to-income3.3x
Est. income to buy$48,000