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Hamburg city, AR

ZIP 71646 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 71646

Median Home Value
$91,700
Median Rent
$458
Affordability Snapshot
$25,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$589/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.4x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

16.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 71646 in Hamburg city, AR, a household would need roughly $25,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $589. That sits below the local median household income ($38,707), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 17% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
76.3%+17% vs US avg
x
Vacancy Rate
17.0%+65% vs US avg
x
Broadband Access
79.2%-9% vs US avg
x
4+ Bedrooms
3.0%-80% vs US avg
x
Built Pre-1939
5.5%-57% vs US avg
x
Built Post-2014
1.1%-83% vs US avg
x
Rent Burden >30%
14.0%-72% vs US avg
x
Mortgage-Free
73.2%+92% vs US avg
x
$91,700
Home Value
$458
Rent
1982
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached63.4%
  • 1-unit attached0.8%
  • 2-9 units3.4%
  • 10+ units1.8%
  • Mobile home & other30.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$91,700
Median rent$458
Owner-occupied76.3%
Vacant17.0%
Price-to-income2.4x
Est. income to buy$25,000