ZIP Code 71644 — Grady city, AR Demographics & Data

ZIP code 71644 covers Grady, AR in Lincoln County with a population of about 450.

At a glance, the area shows median age of 65.2 versus a U.S. median of about 38.9.

It sits in telephone area code 870; U.S. House district AR-1; the LITTLE ROCK - PINE BLUFF media market.

Grady, AR fits a retirement-oriented profile (high share of residents 65+ (50.7%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 71644 is about $72,601 — about 3% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 15.8%; unemployment rate near 2.1%; 18.1% of adults with a bachelor’s degree or higher (about 15.6 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Agriculture, Manufacturing, and Utilities; about 14.0% of workers reporting work-from-home (about 1.2 points below the U.S. share (15.2%)); a mean commute of about 80.0 minutes (U.S. average near 26.8).

Median home value is about $128,900 — about 63% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $235 (about 80% below the U.S. median rent ($1,163)), and owner-occupancy near 76.9% (about 11.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 71644 in Grady, AR, a household would need roughly $35,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $828. That sits below the local median household income ($72,601), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Grady city, AR as Very Low (composite score 29.8), which is relatively lower than many U.S. communities. The strongest component scores on US5 are hurricane (57.7) and flood (24.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Grady city, AR show little to no average snow and around 56.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 16 for ZIP 71644 (Grady city, AR) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.