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ZIP 71307 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 71307

Median Home Value
$55,100
Median Rent
$521
Affordability Snapshot
$15,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$354/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.7x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

8.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 71307, a household would need roughly $15,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $354. That sits below the local median household income ($33,036), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 28% — check local market conditions.

Heating Fuel
Housing Metrics

Historic housing stock (24% built before 1939)

Owner Occupied
60.8%-7% vs US avg
x
Vacancy Rate
28.3%+175% vs US avg
x
Broadband Access
73.0%-16% vs US avg
x
4+ Bedrooms
3.8%-74% vs US avg
x
Built Pre-1939
24.0%+88% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
42.4%-15% vs US avg
x
Mortgage-Free
77.8%+104% vs US avg
x
$55,100
Home Value
$521
Rent
1959
Year Built
1999
Moved In

Residents have lived here since ~1999 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached71.7%
  • 1-unit attached4.9%
  • 2-9 units5.8%
  • 10+ units0.0%
  • Mobile home & other17.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$55,100
Median rent$521
Owner-occupied60.8%
Vacant28.3%
Price-to-income1.7x
Est. income to buy$15,000