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ZIP 71306 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 71306

Median Home Value
$33,700
Median Rent
$393
Affordability Snapshot
$9,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$216/mo PITI).

23%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.6x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

7.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 71306, a household would need roughly $9,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $216. That sits below the local median household income ($20,705), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 26% — check local market conditions.

Heating Fuel
Housing Metrics

Historic housing stock (30% built before 1939)

Owner Occupied
23.1%-65% vs US avg
x
Vacancy Rate
26.5%+157% vs US avg
x
Broadband Access
72.3%-17% vs US avg
x
4+ Bedrooms
1.5%-90% vs US avg
x
Built Pre-1939
30.4%+137% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
23.7%-52% vs US avg
x
Mortgage-Free
94.0%+146% vs US avg
x
$33,700
Home Value
$393
Rent
1953
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached69.9%
  • 1-unit attached0.9%
  • 2-9 units3.6%
  • 10+ units20.1%
  • Mobile home & other5.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$33,700
Median rent$393
Owner-occupied23.1%
Vacant26.5%
Price-to-income1.6x
Est. income to buy$9,000