Median home value is about $148,200 — about 57% below the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $870 (about 25% below the U.S. median rent ($1,163)), and owner-occupancy near 87.0% (about 21.6 points above the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 71234 in Downsville, LA, a household would need roughly $41,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $952. That sits below the local median household income ($90,199), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.