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ZIP 71207
Housing & Real Estate

ZIP 71207 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 71207

Median Home Value

$193,200

Median Rent

$753

Affordability Snapshot

$53,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,241/mo PITI).

17%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.5x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

21.4 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 71207, a household would need roughly $53,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,241. That is roughly in line with the local median household income ($54,664). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 10% — check local market conditions.

Heating Fuel

Housing Metrics

Owner Occupied

41.0%-37% vs US avg

Vacancy Rate

10.4%+1% vs US avg

Broadband Access

84.0%-3% vs US avg

4+ Bedrooms

1.0%-93% vs US avg

Built Pre-1939

7.0%-46% vs US avg

Built Post-2014

0.0%

Rent Burden >30%

34.8%-30% vs US avg

Mortgage-Free

26.9%-30% vs US avg

$193,200

Home Value

$753

Rent

1962

Year Built

2019

Moved In

Residents have lived here since ~2019 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached48.4%
1-unit attached0.0%
2-9 units36.1%
10+ units15.5%
Mobile home & other0.0%

ZIP 71207 — Housing & Real Estate

Housing & Real Estate in ZIP Code 71207

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