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ZIP 70898 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 70898

Median Home Value
$432,700
Median Rent
$1,019
Affordability Snapshot
$119,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,780/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

7.2x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

35.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 70898, a household would need roughly $119,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,780. That is about 97% above the local median household income ($60,318), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
49.5%-24% vs US avg
x
Vacancy Rate
9.2%-11% vs US avg
x
Broadband Access
94.9%+9% vs US avg
x
4+ Bedrooms
7.5%-50% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
0.0%
x
Rent Burden >30%
16.8%-66% vs US avg
x
Mortgage-Free
44.0%+15% vs US avg
x
$432,700
Home Value
$1,019
Rent
1984
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached46.2%
  • 1-unit attached0.6%
  • 2-9 units18.7%
  • 10+ units34.4%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$432,700
Median rent$1,019
Owner-occupied49.5%
Vacant9.2%
Price-to-income7.2x
Est. income to buy$119,000