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ZIP 70874
Housing & Real Estate

ZIP 70874 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 70874

Median Home Value

$130,500

Median Rent

$644

Affordability Snapshot

$36,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$838/mo PITI).

23%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.0x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

16.9 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 70874, a household would need roughly $36,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $838. That is roughly in line with the local median household income ($33,002). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 17% — check local market conditions.

Heating Fuel

Housing Metrics

Owner Occupied

46.7%-29% vs US avg

Vacancy Rate

17.1%+66% vs US avg

Broadband Access

88.1%+1% vs US avg

4+ Bedrooms

0.0%

Built Pre-1939

1.1%-91% vs US avg

Built Post-2014

0.7%-89% vs US avg

Rent Burden >30%

30.8%-38% vs US avg

Mortgage-Free

58.1%+52% vs US avg

$130,500

Home Value

$644

Rent

1977

Year Built

2010

Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached69.3%
1-unit attached0.7%
2-9 units10.6%
10+ units19.4%
Mobile home & other0.0%

ZIP 70874 — Housing & Real Estate

Housing & Real Estate in ZIP Code 70874

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