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Lake Charles city, LA

ZIP 70615 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 70615

Median Home Value
$128,500
Median Rent
$843
Affordability Snapshot
$35,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$825/mo PITI).

23%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.0x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

12.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 70615 in Lake Charles city, LA, a household would need roughly $35,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $825. That sits below the local median household income ($43,333), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 22% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
60.9%-7% vs US avg
x
Vacancy Rate
21.9%+112% vs US avg
x
Broadband Access
83.1%-4% vs US avg
x
4+ Bedrooms
1.3%-91% vs US avg
x
Built Pre-1939
4.9%-62% vs US avg
x
Built Post-2014
0.2%-98% vs US avg
x
Rent Burden >30%
35.8%-28% vs US avg
x
Mortgage-Free
53.3%+39% vs US avg
x
$128,500
Home Value
$843
Rent
1981
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached61.7%
  • 1-unit attached0.5%
  • 2-9 units6.9%
  • 10+ units1.1%
  • Mobile home & other29.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$128,500
Median rent$843
Owner-occupied60.9%
Vacant21.9%
Price-to-income3.0x
Est. income to buy$35,000