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ZIP 70598
Housing & Real Estate

ZIP 70598 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 70598

Median Home Value

$249,500

Median Rent

$1,260

Affordability Snapshot

$69,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,603/mo PITI).

24%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.9x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

16.5 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 70598, a household would need roughly $69,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,603. That is roughly in line with the local median household income ($64,153). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 17% — check local market conditions.

Heating Fuel

Housing Metrics

Owner Occupied

23.1%-65% vs US avg

Vacancy Rate

17.3%+68% vs US avg

Broadband Access

97.3%+12% vs US avg

4+ Bedrooms

0.0%

Built Pre-1939

0.0%

Built Post-2014

0.0%

Rent Burden >30%

24.0%-52% vs US avg

Mortgage-Free

59.0%+54% vs US avg

$249,500

Home Value

$1,260

Rent

2001

Year Built

2019

Moved In

Residents have lived here since ~2019 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached29.1%
1-unit attached3.4%
2-9 units10.6%
10+ units53.9%
Mobile home & other2.9%

ZIP 70598 — Housing & Real Estate

Housing & Real Estate in ZIP Code 70598

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